To render the final scene, I used a mental-ray for the body and water (first layer) and v-ray for render the water (second layer). The fact that the mental-ray, I have not been able to achieve the desired type of water and I used for this purpose v-ray. later, I just joined them together in Photoshop.
Having obtained after the consolidation of the two laters, I began to draw the background. It all painted by hand, from the top, I put my composition, cuted through alfa channel. Once finished with the
background, I put the hair on.
Left only a little play with filters to Photoshop AlienSkin.
That's all. Thank you for your attention, I hope your time is not wasted in reading the article.